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Fees + Insurance

Standard Fees

  • 60 minutes - $300

    90 minutes -450

  • The cost depends on what type of session you’re engaging in and with what therapist. I currently partner with Katie Glenwright Fornof, LCSW, LMFT for Co-Therapy/Joint sessions.

    Individual sessions (one client and one therapist)

    60 minutes with Sarah $300

    90 minutes with Sarah $450

    60 minutes with other co-therapist $250

    90 minutes with other co-therapist $375

    For Co-therapy/Joint sessions (2 clients and 2 therapists)

    60 minutes $550

    90 minutes $825

  • Choosing to pay for therapy out of pocket offers greater flexibility, privacy, and control over your mental health care.

    Why Choose Out-of-Pocket Therapy?

        Complete Privacy & Confidentiality
    Your mental health records remain private and are not shared with insurance companies. This means no diagnoses are required to qualify for care, and your personal information stays secure.

    Freedom to Choose Your Therapist
    You have the ability to work with the therapist who best suits your needs, rather than being limited by insurance networks or provider restrictions.

    No Treatment Limitations
    Insurance often dictates the number of sessions or type of therapy covered. With private pay, you and your therapist decide the best treatment plan—without external limitations.

      Personalized, High-Quality Care
    Therapists who offer private-pay services often have smaller caseloads, allowing them to provide more focused, individualized attention to your unique needs.

    No Surprise Billing or Insurance Hassles
    Skip the paperwork, denied claims, and hidden costs. With out-of-pocket therapy, you know exactly what you’re paying for upfront, giving you full financial clarity.

    Ready to take the next step? Book a 30 minute consultation today with me.

  • I accept all major credit cards, Health Savings Accounts (HSA), and Flex Spending Accounts (FSA). 

  • You may use your out-of-network benefits as I do not contract directly with any insurance companies.  I do not accept in-network coverage because frequently it dictates the kinds of interventions I can use and the length of treatment, which means that we can't be as creative, personalized, and in-depth in our work together.

    I provide monthly superbills for out-of-network reimbursement. Practically, this means you pay out-of-pocket and you submit the superbill to your insurance company, they will reimburse you directly. Most insurance companies will begin to reimburse from 50-90% of service fees after the out-of-network deductible is paid. Please contact your own insurance company to ask about your specific policy benefits.

    Requesting a superbill requires you to have a mental health diagnosis. I am more than happy to discuss your diagnosis with you, if you choose this option. If you would like to opt out of utilizing a superbill, please let me know.

  • No, I am private pay only. I provide clients with superbills for them to submit to their insurance directly.

    I want your therapy to feel personal, flexible, and truly centered on you. When insurance isn’t involved, I’m able to focus on what you need—not on meeting diagnosis requirements or navigating authorizations. This also keeps your information completely private, allowing you to show up just as you are.

  • A superbill is a detailed receipt that your therapist provides so you can seek reimbursement from your insurance company for out-of-network mental health services. It is not a bill from your provider and it does not guarantee reimbursement, but many clients use superbills to reduce their out-of-pocket costs.

    A superbill typically includes:

    • Your name and date of birth

    • Your therapist’s name, credentials, and NPI number

    • The date and length of your session(s)

    • Service codes (CPT codes)

    • Diagnosis code (required by insurance for reimbursement)

    • The fee you paid for each service

    Once you receive a superbill, you can submit it directly to your insurance company. They determine whether the service is eligible for partial reimbursement based on your out-of-network benefits, deductible, and plan policies.

  • My cancellation policy is 100% of your session fee if less than 48 hours notice.

Contact Me

Questions before getting started? Get in touch.